People have been surprised to hear that I am about to take a Mediterranean cruise in a couple of months. Everyone wonders how I can afford such a trip on my dental assistant salary. I tell them that when you really want something you learn to sacrifice in other areas to achieve it. I stopped eating out at fast food places several months ago. I make my own lunch to take to work, and I no longer buy expensive coffee every day. I also don’t go out for a drive and shopping just because I’m bored. When you start living really frugally, it’s difficult at first, but that picture of the cruise ship on the fridge is a great motivator.

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