private health Policy is better than a Public health policy in many ways. It helps you choose a doctor of your own choice and allows you to use private wards and other facilities as well. There are many reasons for which you need to have a private policy. One of main reason is age. As you grow older, it becomes very important to have regular checkups and treatments. Private health policy gives you benefit in it. Other reasons are sports injuries and high risk activities that include rock climbing, bungee jumping etc. For having a quality life, these policies play a very vital part in an individual as well as the whole family.